SEBI-registered investment adviser

Enlightenment,
compounded.

The Gita taught detachment. Omaha taught patience. Baba teaches you to finally use both — on your portfolio.

NIFTY 50 ॥ SENSEX ॥ ₹ ॥ NSE ॥ BSE ॥ $ ॥ PATIENCE ॥ NIFTY 50 ॥ SENSEX ॥ ₹ ॥ NSE ॥ BSE ॥ $ ॥ PATIENCE ॥

The pravachan

Markets are maya.

Your SIP is your sadhana.

A WhatsApp tip is not prasad.

Volatility is the universe asking,
did you mean it?

Three paths

Three paths.
One portfolio.

Old Indian ideas, said in the language of the balance sheet. Turns out the rishis and the value investors were saying the same thing.

धर्म
Dharma

Know your duty before your returns.

Emergency fund. Insurance. Written goals. The unglamorous foundation every temple stands on — and every portfolio skips.

The value investor calls itCircle of competence
धैर्य
Dhairya

Patience is the only tip.

Compounding rewards whoever can sit still the longest. Baba has been sitting still for years. It works.

The value investor calls itTime in the market
साक्षी
Sakshi

Watch the greed. Watch the fear.

Then decide. Between the market's mood and your next trade there is a small, quiet gap. Baba lives in that gap.

The value investor calls itMr. Market
“The stock market is a device for transferring money from the impatient to the patient.”
Warren Buffett

Baba's translation

धैर्य रखो, बेटा।

Keep patience, child.

Parables from the ashram

Some portfolios changed.
So did some blood pressures.

Sharma ji
The Tip Bhakt
Before Baba

Fourteen WhatsApp groups. Thirty-seven stocks. Bought a “sure-shot multibagger” because a stranger sent three rocket emojis.

After Baba

One written plan. Five holdings he can explain to his wife. Now forwards only good-morning flowers.

Priya
The F&O Yogini
Before Baba

Heart rate synced to Bank Nifty. Every Thursday an expiry; every Friday a resolution to quit.

After Baba

Still meditates on Thursdays. Just not on the option chain.

Verma uncle
The FD Loyalist
Before Baba

Everything in fixed deposits since 1991. Inflation has been quietly eating his prasad for thirty years.

After Baba

An allocation that respects his age and his blood pressure. Still loves FDs — just not exclusively.

Illustrative composite characters, not client testimonials. No returns are implied or promised.

Sutras

Short sayings.
Long holding periods.

Sutra 01

Bull market: everyone is a guru. Bear market: everyone remembers Baba.

Sutra 02

Check your portfolio less often than you call your mother.

Sutra 03

When a tip arrives with three rockets, your money leaves with the fourth.

Sutra 04

Timing the market is guesswork. Time in the market is tapasya.

Sutra 05

Compounding is a miracle that only works if you stop interrupting it.

Sutra 06

Be greedy only for knowledge. Be fearful only of leverage.

Baba off duty, in a checked shirt
Off duty. The robe is at the dry-cleaner's.

Behind the robe

Baba, off duty.

Under the saffron is [Full name], a SEBI-registered investment adviser with [XX] years in Indian markets. No miracles. No hot tips. No guaranteed returns.

Just a lot of reading, a long memory of every crash since [year], and the patience to sit beside you through the next one.

  • RegistrationSEBI RIA · INA000XXXXXX
  • ApproachFee-only. No commissions.
  • Has survived2008, 2020, and ten thousand forwards
  • ReadsAnnual reports, the Gita, the fine print

Begin

Sit with Baba.

Thirty quiet minutes about your money. No tips. No hot stocks. Only clarity.

Fee-only advice from a SEBI-registered investment adviser.